Sunrise Acceptance and Midsouth Acceptance Logos

Payment Options

Customers can make payments in many ways. Methods free to customers include:

  • AutoPay – most customers sign up for this simple and easy method. The customer preauthorizes us to automatically draft the payment when due. This is hassle-free and makes sure your payment is "on time", no matter where you happen to be on your due date. Click here to sign up for AutoPay with a:
    • Debit card, or
    • ACH (auto bank draft)
    • Note – our payment processor program does not offer AutoPay with a credit card
  • – You can make debit cards and electronic check payments 24/7/365. Click here to make a payment
  • By Mobile App – The Sunrise Acceptance App is available on iPhone and Android phones. Download the app and make free payments via debit card or ACH 24/7/365. Get the App for: iPhone | Android
  • Automated Phone Payment System - with debit cards and electronic checks/ACH you can make a payment 24/7/365 without having to talk to anyone. Call 703-857-4391
  • Mail check or money order* to us at - Sunrise Acceptance – PO Box 2577, Cleveland, TN 37311. We will not be able to post your payment until it is received in our office.

Other payment options:

  • Use cash at PayNearMe* locations (most CVS Pharmacy stores) -
  • MoneyGram* –
  • Western Union*
  • Making a phone payment with a Sunrise Acceptance account representative has a $5.00 nonrefundable fee. Call 423-244-2604 or toll-free 1-877-423-2604 Monday - Friday 8:00 am to 6:00 pm.
    • There is never a charge to call to discuss your account. We continue to encourage customers to communicate with their account representative if they will be late on a payment.

* We do not make any representations as to fees other parties may charge in connection with their services